There are always tough decisions to be made when starting a career mode save. Do you start a career with your favourite team? Do you pick the team with the highest budget? Do you pick a struggling side and try to rebuild them? Or do you simply just do all of the above?
The options are limitless, but with the all new features in FIFA 21, career mode is now more intriguing than ever before. Sure, it may be appealing to pick a club in the second or third tier and work your way up with them, but let’s be honest, it’s always best having just some money in the bank when getting started so that you can work your magic, isn’t it?
Here, we take a look at the 30 teams with the highest starting transfer budgets in FIFA 21 career mode30. MilanMilan have been in excellent form in more recent times | Alessandro Sabattini/Getty Images
Milan are back, baybee!
Starting this list off strong, Milan are very much worth considering in career mode. Not only do the Italian giants posses great quality and experience, the likes of Ismael Bennacer and Theo Hernandez. – who have been critical to their side’s resurgence – are still only 22 and 23 respectively.
Oh, and why not enjoy Zlatan while you can, eh?29. LA GalaxyLA Galaxy could be an intriguing option | Jayne Kamin-Oncea/Getty Images
Starting with just a slightly higher budget than Los Angeles FC, LA Galaxy are an option for those who are looking to try something different.
It would be a breakaway from the more traditional choices and there would be challenges in luring players to the club, but that’s all part of the adventure with LA Galaxy!28. Aston VillaAston Villa have made an excellent start to the 2020/21 season | Visionhaus/Getty Images
After battling their way to survival last season, Villa decided to back Dean Smith and made some real improvements to the squad. The likes of Emiliano Martinez, Matty Cash, Ross Barkley and Ollie Watkins have helped transform the Villans into a genuinely good football team.
Considering Cash is only 23, Watkins is 24, Barkley is 26 and Bertrand Traore is 25, there is plenty of time for development and growth with these players. Not to mention a certain Jack Grealish as well.
This, combined with their £33m transfer budget, makes Villa quite an appealing team to start a career with.27. Atlanta UnitedBarco has high potential in FIFA 21 | Carmen Mandato/Getty Images
For many FIFA players, Atlanta United is typically associated with one player – Ezequiel Barco. The 21-year-old remains a very exciting talent in the game, with huge potential.
Similar to LA Galaxy, signing bright youngsters from around Europe may be a challenge, but with £33.7m to work with, there are plenty of shrewd deals to be made.26. LazioLazio have a number of exciting players to play with in FIFA | DeFodi Images/Getty Images
If we’re being completely honest, having Sergej Milinkovic-Savic in your side is reason enough to start a career with Lazio. But if you need more than that, there’s also the quality around him, such as Luis Alberto and Ciro Immobile.
With the right acquisitions, Lazio could quietly, yet quickly, develop one of the most exciting squads in the game.
Top tip: Offload 33-year-old Lucas Leiva – who is rated 84 – as soon as possible to receive the most money for him while you can.25. Bayer LeverkusenLeverkusen have a number of players with great potential | DeFodi Images/Getty Images
It may appear as though the appeal of starting a career with Bayer Leverkusen vanished when Kai Havertz departed, but this isn’t the case.
Far from it.
With players still yet to reach anywhere near their full potential, Leverkusen could be just the club for those looking to develop and nurture young talent.24. FlamengoGabigol is lethal in FIFA | Buda Mendes/Getty Images
If you’ve covered most leagues and most teams over the years in FIFA and are looking for that new challenge that still brings the same excitement and entertainment, Flamengo could be just the club.
Featuring in the Conmebol Libertadores, Flamengo compete with the likes of Sao Paulo, Santos, River Plate and Boca Juniors. As well as having some well-known names – Gabigol, Mauricio Isla, Gerson and many more – users may also stumble across some hidden gems in South America.23. Olympique LyonnaisCherki and Aouar have huge potential | Pool/Getty Images
The options are limitless with Lyon. With countless young stars coming through the ranks, a career mode with the Ligue 1 outfit would bring the perfect balance of developing youth and financial support.
The likes of Houssem Aouar, Maxence Caqueret, Rayan Cherki and Bruno Guimaraes (we could go on and on) all have the potential to develop into excellent players in the game, forcing a decision as to whether to keep or to move them on for what is sure to be a hefty sum.
With all the talent in the world at your disposal and with a healthy transfer sum to get you going as well, why not start your save in Ligue 1?22. WolvesThe options are endless at Wolves | Pool/Getty Images
Do you fancy starting a career in the Premier League, but don’t want to choose a typical ‘big six’ side?
Well, look no further.
Already brimming with quality in Rui Patricio, Ruben Neves, Joao Moutinho and Raul Jimenez, Wolves also have just about every exciting Portuguese youngster on their books as well.
Around £40m is a good amount for the first window, while offloading the likes of Patricio, Moutinho and Jimenez fairly sharpish – as their values are likely to drop considering their ages – would also increase the budget and put you in a very strong position.
Oh, and you’d also have Adama Traore, too! Doesn’t get much better than that, does it?21. Leicester CityLeicester are an excellent option | Pool/Getty Images
Another option that steers clear of the typical ‘big six’ choice in England are Leicester.
With a number of players in the latter stages of their careers, there is plenty of money to be raised with the Foxes and in turn, this means more for you to play with.
A team filled with exciting players to play with on FIFA, Leicester are always worth starting a save with.20. RomaRoma have started the 2020/21 season well | Paolo Rattini/Getty Images
Roma are a good idea for any user who is looking to stay in Europe and while not the most obvious choice, has solid foundations from which they can build upon.
Somewhat of a rebuilding job may be required should you start a career with them, but with £40.5m available immediately, it won’t take long before your team begins to take shape.19. RB LeipzigRB Leipzig have a very exciting squad | Pool/Getty Images
Alright, alright, alright, let’s just put aside the fact that we’re meant to strongly dislike RB Leipzig for the moment and think about this objectively.
Do they have a strong squad? Yes.
Do they have young and exciting talent to develop? Yes.
Do they have a fairly sizeable transfer budget? You betcha!
It makes a lot of sense to start a career with Leipzig.18. EvertonJames’ range of passing makes him extremely useful in FIFA | Naomi Baker/Getty Images
Look, Everton’s thee big summer signings (Allan, Abdoulaye Doucoure and James Rodriguez) have drastically improved the Toffees, but they aren’t exactly the best players to be stuck with in FIFA – especially Allan and Doucoure.
James may not be the quickest, but his range of passing and skill always makes him a good player to have in your squad.
There’s plenty of work to do at Everton, considering the vast number of ageing players within the squad, but who doesn’t love a project?17. NapoliNapoli have a blend of youth and experience | MB Media/Getty Images
With Kalidou Koulibaly at the back, Fabian Ruiz in midfield and Hirving Lozano and Victor Osimhen in attack, what more could you want?
Oh, and you would also have Dries Mertens and Lorenzo Insigne too!
If users are able to negotiate good fees for a number of players to depart, they’ll be able to bring in quality additions to strengthen this already dangerous team.16. ValenciaGaya has been a popular choice in Career Mode for a number of seasons | Angel Martinez/Getty Images
Valencia have been looking to sell just about every player they own in more recent times, but thankfully for career mode users, they haven’t managed to sell everyone.yet.
And with £52.8m to work with, they could be quite the project, helping them climb the table and battle it out with Real Madrid and Barcelona.15. Hertha BSCWhy not start a career with Hertha? | Maja Hitij/Getty Images
The same Hertha that finished the 2019/20 season in tenth in the Bundesliga? Yep, that’s the one.
If you’re feeling courageous, set yourself a challenge and try and get Krzysztof Piatek to fire you to Champions League glory. Don’t worry though, with £53m available, strengthening won’t be an issue.
Simple, eh?14. Borussia DortmundThere are too many wonderkids at Dortmund to count | Lukas Schulze/Getty Images
Jadon Sancho. Erling Haaland. Gio Reyna. Jude Bellingham.
Do we really even need to say anything else?
There are few teams who will be quite as exciting to start a career mode save with than Dortmund. Make it happen.13. Atletico MadridJoao Felix is shining for Atletico | Gonzalo Arroyo Moreno/Getty Images
Joao Felix is ridiculously good and considering his age and current value already, it will be quite the challenge to get hold of him in FIFA 21.
So why not just start a career with Atletico instead?
After all, they also have a number of other star names – such as Saul and Jose Gimenez – who are yet to even reach the prime years of their careers.12. TottenhamKane has taken his game to new heights | Pool/Getty Images
Now 31, Gareth Bale may not be the smartest purchase on FIFA 21. But users who opt to start a career mode save with Tottenham will be able to enjoy the luxury of having Bale in their squad for the season until his loan expires.
Works out well, doesn’t it?
Spurs not only have a number of players who have the potential to grow into top players in the game (yes, Dele is still one of them), but they also have world class talents within the squad as well such as an 88-rated Harry Kane.
With £66m as a starting figure to spend as well, you could make them a real force and y’know, maybe even win the league.11. ArsenalArsenal have a number of promising youngsters | Julian Finney/Getty Images
At first glance, it may appear as though Arsenal would be a ‘boring’ career mode choice. But actually, a rebuilding job is required for any user who selects the Gunners.
Sure, there is squad depth, but there are a large number of players who could be used to raise even greater funds, allowing you to reinvest elsewhere.
But with a number of youngsters leading the way, you’d have a solid foundation to build on.10. ChelseaHavertz has incredible potential on FIFA | Michael Regan/Getty Images
How is Chelsea’s squad so big? Seriously?!
The Blues added Timo Werner, Kai Havertz, Hakim Ziyech, Ben Chilwell Thiago Silva.and Edouard Mendy to their ranks during the 2020 summer window, and now have one of the most impressive squads in FIFA 21.
Oh wait, no, we also forgot young Malang Sarr as well, who is currently out on loan!
Money and an outrageously good (and young) squad? It doesn’t come much better than that.9. LiverpoolLiverpool have a world class squad | Clive Brunskill/Getty Images
This one’s fairly obvious, isn’t it?
As well as having £80m at your disposal to start off with, you would also have one of the best goalkeepers in the game, one of the best right backs, the best centre back, one of the best midfielders and just to cap it all off? You’d also have two of the very best forwards.8. InterThis would be a frightening strike partnership in FIFA | Soccrates Images/Getty Images
Despite their obvious reputation and history, Inter don’t necessarily jump out as many people’s first choice when choosing a team in Career Mode.
But this must change.
Inter have the perfect blend of youth and experience, while there are also players.Alexis Sanchez.who can be offloaded to raise even greater funds if needed.
Oh, and did we mention Lautaro Martinez has a potential rating of 92? No? Well, there’s that as well.7. Bayern MunichBayern are the best side in Europe | LEON KUEGELER/Getty Images
Bayern Munich are simply ridiculous in real life – and the same applies to them in FIFA 21.
They take the phrase ‘strength in depth’ to new levels and users will have an obscene amount of money to spend if they decide to let go of just a few of Bayern’s squad players, who perhaps don’t have quite as much potential as others.
It’s a no-brainer.6. Piemonte CalcioPiemonte Calcio have strength in depth all over the pitch | Giampiero Sposito/Getty Images
There’s only one problem about starting a career with Juven.wait, no Piemonte Calcio – you’d be getting rid of Andrea Pirlo as manager.
If you have it in you to do this, then the Italian giants are an excellent choice, considering the outstanding young talent within the squad as well as the number of already world class players.5. PSGPSG aren’t short of money | Xavier Laine/Getty Images
Considering the eye-watering amount of money PSG have spent in recent years, the Ligue 1 champions don’t actually have that big a transfer budget in FIFA 21 career mode.
Y’know, relatively speaking.
But there’s more than enough money available to make PSG simply unplayable in the game.
Kylian Mbappe on his own would likely do this as his 90 rating continues to go up and up.4. Manchester CityThe City squad is filled with players who are yet to reach the peak years of their careers | Shaun Botterill/Getty Images
Yes, City is filled with star names like Aymeric Laporte, Kevin De Bruyne, Raheem Sterling and Sergio Aguero, all of whom have been key to the club’s success.
But because of this, the number of bright young stars they have on their books often goes largely unnoticed. And they added to this list during the last transfer window with the purchases of Ruben Dias and Ferran Torres.
A very exciting team.3. Manchester UnitedMan Utd are always an interesting project in Career Mode | Pool/Getty Images
Staying in Manchester, United have a slightly larger budget than their city rivals.
The Red Devils are always a classic choice in career mode for any user (unless you’re a rival fan), considering their record of bringing through academy products.
The likes of Marcus Rashford, Mason Greenwood, Brandon Williams and even Facundo Pellistri have huge potential in the game, making United a typically exciting choice.
The outgoings do need to be managed, however.2. BarcelonaMessi is one of the most challenging players to try and buy in FIFA | Eric Alonso/Getty Images
Barcelona are a mess and have been for a while. But guess what? That doesn’t matter in the slightest on FIFA, instead all that matters is the quality that exists within the squad.
Lionel Messi aside, the chance to develop Ansu Fati and see him become one of the best players in the game is enough of a reason to start a career with Barça. But Ousmane Dembele, Frenkie de Jong and Francisco Trincao also have extraordinary potential in the game.1. Real MadridReal Madrid have the highest budget | Quality Sport Images/Getty Images
That’s quite a lot of money.
Madrid are the most obvious choice in career mode, not simply because you would have the money to buy whoever you want almost immediately, but also because of the endless amount of talent that already exists.
Oh, and the likes of Vinicius Junior and Fede Valverde both have the potential to reach a 90 and above rating – comfortably.
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Every Liverpool Champions League Hat-Trick – Ranked
Liverpool have done it again. It’s terribly cringe-worthy to say any team has ‘won the transfer window’, given it’d be the most grotesque competition in history.
But the Reds have once again shown their awareness and knowhow in the market, selling off a load of young, marketable assets, while recruiting with care and attention in the areas which most notably needed addressing.Jota is fast becoming a fan favourite at Anfield | Emilio Andreoli/Getty Images
One of those focal points was a backup forward, who could step in as a replacement for the usual suspects in the attacking trio, and do an adequate job across the front line with minimal fuss and maximum quality. Enter, Diogo Jota.
The Portuguese star has begun to win more and more opportunities to impress Jurgen Klopp in recent weeks, and having scored against Arsenal, FC Midtjylland and West Ham, he was rewarded with another outing against Italian fun-club Atalanta.
It was Jota having all the fun, however, as he became only the fifth Liverpool star to bag a Champions League hat-trick, scoring a treble in their 5-0 hammering of the Goddess. But who were the other four? I hear you ask, and which hat-trick was the most aesthetically pleasing?
Settle in everyone, we’ve got them here for you – ranked.5. Michael Owen vs Spartak Moscow (2002)Still the most popular man on Anfield to this day | Getty Images/Getty Images
Not a pretty treble, but will the man who repeatedly buried finishes beyond a 13-year-old goalkeeper care? You bet your life he won’t! In fairness, Michael Owen’s first goal was a decent glancing header towards the far post, but from that moment on, it’s scrappy central.
The pacy striker was on hand to tap home from close range following some pinball in the box for the second, and a wonderful slotted pass across the box allowed Owen to cap off the scoring in a 3-1 victory over Spartak Moscow.
Hat-Trick Rating: Good header, messy, tap-in.4. Philippe Coutinho vs Spartak Moscow (2017)Back to happier days. for Coutinho, anyway | Clive Brunskill/Getty Images
Captain for the evening Philippe Coutinho delivered a wonderful display also against Spartak Moscow during a 7-0 battering back in 2017.
The Brazilian star got the ball rolling with a cool penalty, and then rounded off a lovely flowing move with a calm finish back across the goalkeeper.
The now Barcelona man bagged his third in the second half, ghosting into the penalty area, and firing an effort towards goal which took a cruel deflection, before beating the helpless shot-stopper. Never broke a sweat doing it, either.
Hat-Trick Rating: Penalty, tap-in, deflection.3. Yossi Benayoun vs Besiktas (2008)The dream partnership | Alex Livesey/Getty Images
Equally as opportunistic, but the first goal just about puts Benayoun ahead of Owen and Coutinho. He opened his account with a wonderfully rifled finish, cushioning down a delightful floated ball from. Andriy Voronin?! Ah, the good old days.
The Israeli star added to his initial strike with two tap-ins following saves from the goalkeeper, showing some killer instinct to be in the right place at the right time. Liverpool won 8-0 by the way. with Voronin. Mad.
Hat-Trick Rating: Nice finish, tap-in, tap-in2. Sadio Mane vs FC Porto (2018)Kisses for the crowd | Robbie Jay Barratt – AMA/Getty Images
Sadio Mane was the latest Red to add his name to this prestigious list before Jota on Tuesday night, when he put three past Porto in 2018.
He earned a slice of fortune with the opening goal, as his strike from the edge of the box somehow squeezed through the Porto goalkeeper and trickled over the line.
The Senegalese superman was on hand to stroke home his second too, when Roberto Firmino’s original effort was smartly saved. And he wrapped up his heroics with a blistering drive from distance, picking the ball up, dribbling towards goal and unleashing a hammer-blow from his right foot, which fizzed into the net. Stunning.
Hat-Trick Rating: Cheers keeper, tap-in, screamer.1. Diogo Jota vs Atalanta (2020)Easy night’s work | MIGUEL MEDINA/Getty Images
The stand-out hat-trick of the lot. Jota, up against much sterner opposition than his fellow treble successors, notched his first by expertly nipping in behind the defence, holding off his man and dinking the ball beautifully into the net.
But his second was even better. Receiving a high ball on the left-side of the penalty area, the Portuguese star brought it down cleverly, nipped inside and drove his strike fiercely into the near post. Unstoppable. The final blow was dealt in the second half, when he pipped Marco Sportiello to the ball, took it round the man between the sticks and rolled it home. Composed.
Hat-Trick Rating: Dink, smash, class